Category Archives: Uncategorized

2017 Changes

Last week it was announced the conforming loan limits would be raised to $424100 from $417,000. It was also announced that the maximum FHA loan limits were being raised for 2017 also. For Cuyahoga, Lake, Lorain, Medina, Erie, Huron, Sandusky, … Continue reading

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Real Estate is Hot

Its the “dog” days of August and the real estate market is as hot as the temps here in Ohio this week. Rates are at all time lows, inventory is low and there are a lot of buyers looking. If … Continue reading

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Fannie Home Ready

Fannie Mae’s Home Ready loan program is great for buyers who meet income guidelines, don’t own any other properties and want a conventional low down payment program to purchase a single family owner occupied property. Highlights of the program are: … Continue reading

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PMI Tax deductibility is back

2016 PMI tax deductibility flyer Mortgage Insurance tax deductibility was extended under the Protecting Americans from Tax Hikes Act of 2015.  Borrower paid mortgage insurance premiums are tax deductible under certain circumstances for tax year 2016. Consult your tax advisor … Continue reading

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We Have The Land For You.

Originally posted on david reddy:
   ? Residential Land available in Elyria, Grafton, Lagrange and More.       Have you been looking for a property but just can’t find the right fit?  Now may be the time to consider building.…

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Strategies for getting things done

7 Strategies for Getting Things Done February 18, 2015 by Jack Canfield 12 Comments blog-GettingThingsDoneOne of the most common questions I receive is “Jack, how do you get so much done?” It’s a fair question, considering I’ve written 150 books, … Continue reading

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National Consumer Protection Week

March 1- 7 , 2015 is National Consumer Protection Week. It’s a campaign that encourages consumers nationwide to take full advantage of their consumer rights and make better informed decisions. At the website, http://www.ncpw.gov, you’ll find links to consumer information, … Continue reading

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Mortgages for Physicians

Did you know???……. Farmers National Bank has a loan for physicians that allows for up to 100% financing for the purchase, construction, or rate/term refinance of their single family primary residence with NO PMI? This loan is for M.D’s, D.O’s, … Continue reading

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Mortgage Insurance tax deductibility

Its Tax time again.. New Year- New Tax laws! I’ve had a lot of questions recently as borrowers are doing their taxes about the tax deductibility of paid mortgage insurance premiums. As always, consult your tax advisor regarding your particular … Continue reading

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FHA proposed changes vs new 97% loan to value program

FHA proposed changes VS new 97% loan to value program The President is proposing that HUD lower the monthly mortgage insurance premium on FHA loans by .50 point from 1.35% for 96.5% loan to value loans to .85%. I’ve done … Continue reading

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